In a low-volume week shortened by the Good Friday holiday, U.S. stocks were mixed, with mega-caps gaining, while small caps lost a bit of ground. In fact, the VIX volatility measure reached an eight-month low during the week, with little headline news to move the needle in either direction as of late.
If you care about what happens to your money, home, and other property after you die, you need to do some estate planning. There are many tools you can use to achieve your estate planning goals, but a will is probably the most vital.
If you care about what happens to your money, home, and other property after you die, you need to do some estate planning. There are many tools you can use to achieve your estate planning goals, but a will is probably the most vital.
Buying a house, especially for the first time, can be seriously stressful. A mortgage? Real estate agents? What if it’s a fixer-upper? There are some things that HGTV just can’t prepare you for, but don’t worry! We’re here to provide you some tips that will hopefully make your house buying process a little easier, and make you feel more confident.
Buying a house, especially for the first time, can be seriously stressful. A mortgage? Real estate agents? What if it’s a fixer-upper? There are some things that HGTV just can’t prepare you for, but don’t worry! We’re here to provide you some tips that will hopefully make your house buying process a little easier, and make you feel more confident.
Buying a house, especially for the first time, can be seriously stressful. A mortgage? Real estate agents? What if it’s a fixer-upper? There are some things that HGTV just can’t prepare you for, but don’t worry! We’re here to provide you some tips that will hopefully make your house buying process a little easier, and make you feel more confident.
By Paul Hynes, CFP®
(This is Part 3 of a series on when and how to claim your Social Security benefits.)
You’re approaching retirement. At last, you can tap into your Social Security benefits. After all, you’ve been paying into the system your entire working career. However, if you’re married, divorced, or widowed, you may be able to coordinate benefits to increase your monthly income. Keep in mind that there’s no “one size fits all” strategy. Each couple and situation is different.
In our previous articles, Parts 1 and 2, we discussed the various decisions a person can make as to when to claim benefits. The options are: at full retirement age (about age 66), early retirement (as early as 62), or delayed, (up to age 70). This article will explore how to coordinate the claiming decision between spouses.
Most people have a record of some earnings over their lifetime. Social Security benefits are calculated based on the highest 35 years of earnings. If you don’t work during any year, that counts as a zero in the calculation. When both spouses retire, each person is entitled to their own benefit, or 50% of their spouse’s benefit, whichever is higher.
How to Avoid Retirement Woes
How to Avoid Retirement Woes
To access your Investment account(s) information through Investor 360:
To access your Retirement Plan Analysis through Money Guide Pro:
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