Family Stewardship

Heck Capital’s family stewardship services are built to support ultra high net worth clients and their exceptional needs. As stewards of multi-generational wealth, these families benefit from the advice of a dedicated team of experts who will provide strategic leadership and guidance through complex tax, business, personal, and financial situations.

FINANCIAL PLANNING

Net Worth Updates
Cash Flow Planning
Education Funding
Risk Planning
Goal Planning
Insurance Planning
Asset Allocation

TAX PLANNING

Implement Tax-Efficient Strategies
Coordinate with CPAs
Estate Taxation
Tax Document Coordination
Charitable Planning
Review Tax Returns
In-house Tax Planning

WEALTH ADVISORY

Investment Monitoring and Selection
Discretionary Investment Services
Non-Discretionary Investment Services
Investment Securities Due Diligence
Research & Analysis
Investment Committee Reviews
Private Equity and Private Credit

ESTATE PLANNING

Review Estate Plan Documents
Coordinate with Attorneys
Assist with Trust Creation
Legacy Planning
In-house Estate Administration

TRUST SERVICES

Beneficiary Support
Philanthropic Education and Guidance
Special Needs and Directed Trust Services
Complex Asset Administration
Heir and Trustee Preparation and Training
Coordination with Attorneys, CPAs, Advisors
Compliance and Fiduciary Risk Management
Estate Settlement and Administration

BANKING COORDINATION

Coordinate with Banks for Banking and Lending
Line of Credit Including: Home Mortgages, Home Equity Lending, Commercial Real Estate Loans and Specialized Lending (equipment, yachts, aircraft) via Bank Relationships
Security-backed Lending

ADMINISTRATIVE SERVICES

Coordination of Cash Flow Needs
Bill Pay Assistance
Account Establishment and Maintenance
Wire and EFT Services
Organize and Monitor Money Flows
Coordinate Family Meetings

BUSINESS SERVICES

Coordinate with Attorneys
Review Contracts
Advise on New Business Acquisitions
Business Planning Consultation
Exit Strategy Consultation
Acquisition of Real Estate or Aircraft

OUR APPROACH AND PHILOSOPHY

STEWARDSHIP

Markets fluctuate and trends come and go, but multi-generational wealth requires discipline, patience, and thoughtful governance. We emphasize long-term decision making designed to preserve power, mitigate risk, and create resilience.
GOVERNANCE

Effective governance balances clarity with flexibility, and is grounded in the shared purpose and values of the family. We help families developed well-defined family vision, which helps keep multiple generations aligned and serves as a reference point for major decisions.
PLANNING

We integrate estate strategy, governance structures philanthropy and succession planning into a cohesive framework.
CARE

Financial complexity is often easier to “solve” than human complexity. Families face evolving dynamics, generational shifts, communication styles, and different levels of engagement. We provide a steady and objective presence, and stay focused on the family’s shared purpose.
EDUCATION

We believe education is one of the most powerful investments a family can make. Through structured, guided learning, and open dialogue, we help rising generations develop financial literacy, leadership skills, and confidence.
CLARITY

Affluent families often face layered structures like trusts, entities, private investments, real estate, and philanthropic vehicles. We bring organization and clarity to families by serving as the central point of coordination.