Our Insights

What are some differences between a Traditional IRA and Roth IRA?

Saving money over time can potentially lead to a secure financial future for you and your family. There are many different types of investment accounts and savings strategies and each offers its own benefits and considerations. Two common investment savings accounts are Traditional IRAs and Roth IRAs.

What are some options for Charitable Giving ?

There are many ways to give charitably aside from simply writing a check to the desired organization. While check writing is likely the easiest way to give, it may be more beneficial to choose a different charitable giving vehicle.

What Does a Financial Advisor Do?

A financial advisor is a person with knowledge of money management who provides financial services and guidance to clients. A good financial advisor can offer a wide range of services for your benefit.

Social Security was established in 1935 to provide retirement income to the US workforce. Benefits of Social Security include retirement and disability income along with Medicare, Medicaid, and death and survivorship benefits. Social Security may begin as early as 62 or as late as 70, and benefits range based on average indexed monthly earnings.

What is a Trade War?

A trade war is an economic conflict in which countries impose import restrictions on each other in order to harm each other’s trade.

What is the Yield Curve?

The yield curve displays the relationship between the interest rates of bonds, known as ‘yields’, and their maturity dates at a point in time. The shape of the curve often reflects expectations of where economic growth and inflation are headed.

Over the past three decades, many employers have transitioned away from defined-benefit plans (pensions), and moved towards defined-contribution plans (401(k) or 403(b)

What is legacy planning?

Why You Should Consider the Impact of “Impact Investing”

The term “Impact Investing” has many aliases. Each term is nuanced and describes a niche of ethical investing; however, at a broader level, all of them refer to connecting the dots between ethics and investments.